It became clearer to me.

I have strength in two things, financial planning and programming.

I can't say I'm good at running business, because the current business is tiny even though I'm very proud of it.

Financial planning will serve as a long term way to ease my dependence on main income source.

But I couldn't really count on the generated passive income to survive because it always comes with a risk.

Someday, I would make full use of my programming knowledge.
I need to find a way to link the dots together.

I need to find a market I can cut into.